Mr. Kerr was a friend of the Osgood family. He always went out of his way to make you feel comfortable when you would go into his office for a loan for the new car you wanted. I will alway rembember Mr. Kerr as being about as happy as I was the day my dad took me in to his office to get the loan for my first new car on my 16th birthday. He gave us the loan that afternoon and I took the new Mustang by to show Mr. Kerr that evening. Mr. Kerr will be missed. My prayers go out to the Kerr family may the peace of the lord be with you. Rest in peace Mr.Kerr.