I too had the pleasure of working with Terry at Travelers and am saddened with his passing. Terry was easy going, expressive, frank and gregarious; a socially dexterous individual. At the same time, he took no mess from anyone. He handled his business well. I admired those qualities in him. Now, while Terry will be absent from our presence, he has left indelible impressions on our hearts and minds. Our individual and mutual memories of him will endure. So, whether it is his broad smile, laughter, steady gait, sartorial style, words of advice, kind act or warm demeanor, each of us have our personal recollections – his gift to us, that preserves the essence of Terry. Chasce, family members, relatives and grieving friends, I pray God's special peace to you all.