Joel Black Carter

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Funeral service for Joel Black Carter, 76, will be at 2 p.m., Monday, November 6, 2017, at Anniston First United Methodist Church with the Rev. Dale Clem officiating. The family will be receiving friends from 1-2 p.m. at the Anniston First United Methodist Church. Joel passed away unexpectedly at his home in Anniston early Friday morning, November 3, 2017. Joel B. Carter was born on December 18, 1940 in Anniston to J.W. and Beatrice Carter. Joel graduated from Anniston High School in 1959, and while attending, he was the Senior Class Treasurer and also lettered in football, basketball and baseball. As a starting pitcher on the baseball team, he was undefeated for three straight years and led the 1958 Bulldogs baseball team to the Alabama State High School Baseball Championship. On April 10, 1959, Joel married his high school sweetheart, Patsy Dear, and they were happily married for 58 years, raising their family of three children in Decatur and Russellville, Alabama, before returning to their hometown of Anniston in 1990. Joel attended Jacksonville State University on a baseball scholarship. Afterwards, he began a successful, 40-year financial career working with mortgage companies, savings and loans, and banks, across the state of Alabama. In 1973 he joined First National Bank of Russellville, serving as President and member of the Board of Directors from 1976 to 1984. He then worked as an executive officer for Citizen's Bank and Savings from 1984 to 1985, and then worked as owner and President of Russellville Flower Craft from 1985 to 1990. He returned to Anniston in 1990 as President of Anniston Federal Savings and Loan (United Savings Bank). In 1993 he joined Independent Bank of Oxford as its President, CEO and member of its Board of Directors until his retirement in 2004. During his tenure, Independent Bank of Oxford was bought by Century South Bank and later by BB&T. In addition, from 1999 to 2003, he was elected and served as a Director of the Federal Home Loan Bank of Atlanta, chairing the audit committee and a member of the housing and executive committees, as well being appointed as a Director of the Council of Federal Home Loan Banks in Washington D.C. Recruited out of retirement, he was asked to organize and establish the Alabama's Bankers Bank, and stayed to serve as its CEO and a member of the Board of Directors until 2005. Joel was an active member in every community he called his own. He served as a member of the Board and President of the Russellville City School Board for nine years, as well as a member of the Russellville Industrial Development Board, the Rotary Club, the Russellville Chamber of Commerce, and the Franklin County Heart Association. He was also a member of the Calhoun County Heart Association, a Board Member of the Calhoun County Quarterback Club and a member of the Calhoun County Head Injury Foundation. Joel was an active and faithful member of Anniston First United Methodist Church and was currently serving on its Board of Trustees. He is survived by his wife, Patsy Dear Carter; son, Steve Carter and his wife, Kathleen; daughter, Sherry Carter Snider and her husband, Robert; daughter, Marisa Carter Parker and her husband, Brett; five grandchildren, Patrick Bryan (Sylvia), Taylor Bryan (Maressa), James Carter, Joleigh Parker, and Carter Parker; his sister, Jean Carter Ray and husband, Jerry; sister-in-law, Jan Hurd and husband, Glenn, and many nieces and nephews. Joel loved people and thrived in his retirement, playing golf at the Anniston Country Club and traveling with his family. In lieu of flowers, the family requests donations to the Anniston First United Methodist Church General Fund, 1400 Noble Street, Anniston, AL 36201. Online condolences may be made to the family at klbrownmemorychapel.com. K.L. Brown Memory Chapel 620 Golden Springs Road Anniston, AL 36207
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K.L. Brown Memory Chapel
620 Golden Springs Road
Anniston, AL 36207
(256) 231-2334
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Published in The Anniston Star on Nov. 5, 2017
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