Frances V. (Carter) Surber, age 81, of Council Bluffs, passed away March 8, 2013 at Mercy Hospital in Council Bluffs. Frances was born January 30, 1932 in Council Bluffs to the late Leo and Flossie (Bowman) Carter. She married Frank Surber on January 25, 1952. They were blessed with seven children and made their home in Spencer, Iowa, later moving to Colorado. Frances was a homemaker, a loving and caring mother and wife. She enjoyed being with her children. In addition to her parents, Frances was preceded in death by her husband, Frank Surber in 1989; 2 brothers, Jerry and David and 2 sisters, Leona and Verna. Left to cherish her memory and Judy Irvin of Virginia, Sharon Daly of Spencer, Iowa, Frank Surber, Roger Surber, Michael Surber all of Colorado, Irvin Surber of Nebraska, Shawn Surber of Wyoming; 11 grandchildren, 14 great grandchildren, 1 great-great granddaughter; sisters, Alyce Birdsong and Arla Madsen both of Council Bluffs; several nieces and nephews. Private graveside service and burial, Monday, March 11, 2013 in Cedar Lawn Cemetery, Council Bluffs. A memorial fund has been established in C/O Cutler-O'Neill Funeral Home, 545 Willow Ave. Council Bluffs, Iowa 51503.