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L. Hayes Tate, 92, passed away December 30, 2013 of complications from a fall occurring two days after the death of his wife of 67 years, Genelle on December 17, 2013. Hayes was born on January 11, 1921 in Tracy City, TN and moved to Jacksonville in 1924 where he remained a lifelong resident. He graduated from Landon High School in 1939 and married Genelle Crosby on February 23, 1946. He was preceded in death by his sisters, Mrs. Kathleen Bartlett (Vern), Mrs. Ophelia Ogier (Fred), Mrs. LoOlive Nolan (Wallace), and brothers Charles W. Tate (AnnieLee), and Wilson T. Tate. Survivors include daughter Christy Jones (Michael) and grandchildren Ethan and Molly, daughter Nancy Walton (Doug) and grandchildren Alan and Laura, son Bill (Kim) and grandsons Travis and Adam, son Barry (Suzanne) and two great grandchildren, Lukas and Blake. He is also survived by a sister, Joyce Brannam (Ed) and many nieces and nephews. Appointed to the U.S. Merchant Marines on July 1, 1942, he was an alumnus of the United States Merchant Marine Academy Class of 1943. He was honorably discharged from the U.S. Merchant Marines in October 1946, having attained the rank of Master, steam and motor vessels of any gross tonnage upon all oceans. He remembered fondly his travels at sea and his many foreign ports of call. In 1954, Hayes started his career in the life insurance business as General Agent for the Jacksonville office of The Fidelity Mutual Life Insurance Company. In 1965, he earned the Chartered Life Underwriter (CLU) designation, the premier professional credential in the life insurance profession. From 1966-1967 Hayes was President of the Jacksonville Association of Insurance and Financial Advisors. Also, he was the recipient of the prestigious C. G. Snead / J. F. Bryant, III Memorial Award in 1978 for outstanding service to the community and the association. In 1968, Hayes became one of the first Registered Representatives through Capital Analysts Incorporated, which was one of the first insurance company owned broker-dealers in the United States. In 1992, Hayes and five other associates bought the local Capital Analysts office and created an independent fee-based financial planning, wealth management and employee benefits firm. Hayes retired from the firm in 2007. He was an active member of the Scottish Rite and Morocco Temple, the Duval Lodge No. 159 Free and Accepted Masons, the Royal Order of the Jesters, the Florida - Georgia High School Athletic Officials Association, the St Johns Chapter of the American Merchant Marine Veterans, and the Rotary Club
of South Jacksonville. He enjoyed an active life of golf and tennis as a longtime member of San Jose Country Club, where he also served several terms on the Board of Directors. Hayes was a man of integrity, honor, intelligence, dedication, and competence in all aspects of his personal and business life. He was respected by his colleagues, customers and all who knew and loved him for his thoughtfulness and wise counsel. His strong faith sustained him and he shared that faith by devoting many years of service to Southside United Methodist Church. Arrangements under the care of Hardage-Giddens Town & Country Funeral Home, 7242 Normandy Blvd., Jacksonville, FL 32205. A service of remembrance will be held for both Hayes and Genelle on January 24, 2014 at 10:00 am at Southside United Methodist Church.