JOAN F. CARMICHAEL
On Wednesday, February 13, 2013 of Thurmont, MD. Beloved daughter of the late James and Eddiebelle Carmichael. Sister of Charles L. Carmichael and his wife Catherine and the late James H. Carmichael III. Joan is also survived by her nieces, Amanda and Allexandra Carmichael and by her nephew, Joshua Carmichael. Service and interment will be private.