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How to Pay for a Funeral

by Jessica Campbell

A funeral is one of life’s major events. Learn more about funeral expenses and get tips on how to save money.

The average funeral in the United States costs between $8,000 and $9,000. That’s about one-fifth the average cost of a wedding, and it can be one of the highest expenses a family will face. 

For many families, eight thousand dollars is more than they’re likely to have on hand at any given time. That’s why thoughtful advance pre-planning is important to ensure funeral expenses can be covered smoothly, without adding extra financial burden at a time when the family is grieving. 


Whatever your family’s budget, here are three quick starting points to give your loved one an affordable and meaningful send-off. 

1. Plan ahead and learn about payment options.

As with many types of purchases, a little advance research and planning can lead to cost savings. There are a number of different financial models available for funeral pre-planning. (Find planning help here.)

2. Be a smart shopper and choose less expensive services.

Compare funeral home costs and services. Some funeral options like cremation, green burial, and body donation can benefit the greater good and save you money.

3. Find out about funeral benefits.

There are many benefits that can offset costs, from Social Security to employer benefits to crowdsourced fundraisers.


5 Ways to Cover Funeral Costs in Advance

Banks, insurance providers, and funeral homes all offer solutions for pre-planning funeral expenses.

How to Shop for a Funeral Home

Compare costs and services to figure out what makes the most sense for your family.

What Funeral Benefits Am I Eligible For?

Find out what financial help may be available to your family for funeral expenses.

Should I Consider Planning Ahead?

Download Legacy’s free funeral planning guide and learn how pre-planning can help your family.

How Much Does the Average Funeral Cost?

The average funeral with burial costs $8,755. But what does that include, what does it not include, and how much can it vary?


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