Joseph Walkden Flounders

Creating a Sanctuary
Every weekday, Joseph Walkden Flounders arose at 3:30 a.m. at his home in the Pocono Mountains of Pennsylvania. He drove to Harrison, N.J., then took a train so he could be at his desk by 8:30 a.m. on the 84th floor of 2 World Trade Center, where he was a money-market broker at Euro Brokers.

"The house was his sanctuary," said his wife of 21 years, Patricia. They had slaved away, renovating it ever since they moved there three years ago from Brooklyn Heights, after her health problems spurred him "to find a better quality of life for both of us," she said. "We'd been working on the house three years, and three days before he died, we finished it."

The memorial service for Mr. Flounders, 46, will be held at 11 a.m. Saturday at Trinity Church in Manhattan, where he had worshiped, his wife said. "The reception will follow at Fraunces Tavern, because they, too, were once bombed, and we thought it would be appropriate to have it there, since they suffered, as well."