Cindy Kaye Kowalski

1963 - 2025

Cindy Kaye Kowalski

12/24/1963 - 7/28/2025

Cindy Kaye Kowalski, 61, of Toledo, Ohio, passed away peacefully on July 28, 2025, surrounded by her loved ones. Born on December 24, 1963, Cindy was a proud graduate of Whitmer High School, Class of 1982. She dedicated over 37 years of her professional life to H&R Block, where she was known for her loyalty, attention to detail, and compassionate service to clients. Cindy had a heart for giving and devoted countless hours volunteering with NYLT, Boy Scouts of America, Supercamp, her church, the Mothers of Twins Club, and many other organizations. Her impact on her community and those she served will be remembered for generations. She was passionate about football-especially Friday nights cheering for the Whitmer Panthers-and was a die-hard fan of the Ohio State Buckeyes and Dallas Cowboys. Cindy also enjoyed crocheting and cherished every moment she spent with her grandchildren.

Cindy is survived by her loving husband, James Thomas Kowalski; her children, James (Nichole) Kowalski, John (Kayla) Kowalski, and Jessica Kowalski; her beloved grandchildren, Rylee, Reagan, Ryan, Hunter, Reid, and Quinn; her siblings, Kris (Tom) Shaw, Jim Sharp (Beth), and Janna (Jose) Ruiz; her aunt and uncle, Karen and Dennis Yard; and many nieces and nephews whom she loved dearly. She was preceded in death by her parents, John and Donna Sharp; her in-laws, James and Judy Kowalski; and her aunt and uncle, Carol and David Tanner. Cindy was fiercely strong, endlessly generous, and deeply loved. Her presence will be profoundly missed, but her legacy will live on in the lives she touched.

Visitation will be Friday, August 1, from 2:00-8:00 p.m., at Sujkowski Funeral Home Northpointe, 114 E. Alexis Rd. The funeral service will be Saturday, at 11:00 a.m., in BridgePoint Church, 9875 Lewis Ave., Temperance, MI, with Pastor Craig Killinen presiding. Visitation will also take place at the church, from 10:30 a.m. until the service at 11:00 a.m. Interment will follow in Ottawa Hills Memorial Park Cemetery.

Cindy's family would like to extend heartfelt thanks to the many friends and relatives who offered their love, time, and support. A special thank you to Gin and Kim for their tireless care, unwavering presence, and the comfort they brought Cindy.

Memorial donations may be given to Supercamp at www.supercamp.org or the Boy Scouts of America/Erie Shores Council at www.erieshorescouncil.org/donate. Condolences can be shared at

www.sujkowski.com