Elmer Kozar

I met Elmer in 1975 when my brother and I moved our office to Fairview Park next to a State Farm office. One day we were bored so we started playing a game of home run derby with a stick and ball of paper. We knocked things over and made a lot of noise. There was a knock on our door and I opened it and there was Elmer. I immediately apologized. Elmer introduced himself and asked if he could play. He became my friend and insurance agent until he retired. Elmer will be missed by all...