May God bless you and your...
Ray was intelligent, humble, and had an endearing sense of humor. Those traits and the love he had for his family and friends allowed him to handle his courageous battle until the
very end.
He and I were simpatico from the time we first
met in Fresno when working together for Crocker National Bank. I could see right away he was destined for a highly successful banking career. Occasionally, Ray and Pat would give me a lift home in their brand new Mazda which had the...
Gary Hoetker
August 05, 2018 | Bakersfield, CA