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Jennifer Tzemis Obituary
A cousin compared Jennifer Lynn Tzemis to lightning, the kind that shatters the darkness before it disappears. She was bright, quick, electrifying with her energy. She had a good job — as a vice president at Fred Alger Management on the 93rd floor of 1 World Trade Center. She was in love. And she was 26.
"She had a marvelous dimple in her right cheek, and she smiled with a chuckle that was contagious," said her mother, Nancy Doris, who dreams about her at night. "She loved chocolate ice cream, and she was learning to play golf." She had already learned to ski and to snowboard — fearlessly, the way she did everything.
She followed her father, Stamatios, and her older sister, Sophia, into the financial management business. "She didn't really know any bounds," her sister said. "She wasn't at all arrogant; she was just confident. It was hard for her to understand why other people wouldn't be confident."
Ms. Tzemis had all kinds of plans: to start a business with her father, to have a family, to help others. "She was hoping to mentor one day," her sister said, "to show other women how to do what she did."
"She was well loved, and she was a lot of fun," said her mother. "I hope she comes back again someday."
To plant trees in memory, please visit the Sympathy Store.
A Risley Hall Resident
November 21, 2024
Hi Jennifer,
You don't know me but everyday I pass a mural celebrating your memory. And today was the day I decided to know of you a little more. The mural (of course at Risley Hall) is beautiful and vibrant, full of color, maybe you would have loved it. There's deep blues and oranges, and trees with pyramids. Regardless of where you are now, I send my deepest condolences to your family and friends who miss you dearly. You really must have been truly special. Just know that your memory continues to inspire creation.
Much Love and Light.
Jennifer Kelly
September 11, 2023
My beautiful friend!! I will forever miss you and the shenanigans we engaged in during our college days. I think of you often and tell my sons about you. Today, I will raise a glass of wine in your honor. Rest in peace.
Mike Arguelles
February 8, 2023
I went to junior high with Jenn, & knew her sister Sophia thru my older brother Paul.
I will always remember Jenn as a considerate, thoughtful & kind person. I wish peace for her and her family.
Sarah Nelis
September 11, 2022
I have a flag with her name on it from 911 memorial from Pitt university. Every year I put it up in my flower garden.
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September 16, 2021
Since i didn't know anyone personally, I selected a random name, Jennifer's, from the Napa 9/11 Memorial Garden, to learn about someone who lost their life, sort of a personal "never forget" moment.
Her & her family will be in my thoughts. I will not forget.
Cyndi Roman-Wenczel
September 13, 2021
Hi Jen! 20 years has past....WOW 20 years... but I will never forget your smiling face, and I can still hear the sound of your contagious laugh! We had so many fun memories together at Merrill Lynch, our summer shore house in Sea Bright, the Hamptons, all of our crazy snowboard trips to Vermont, Colorado & Whistler BC and let's not forget out weekend in Atlanta for that CFA course when the airline lost my luggage! You were 1 of a kind Jen & I think of you often, especially when I hear the song "American Pie"! Hope your family is well and may you find comfort with your mom by your side! You will never be forgotten! ❤ Cyndi
Katherin Romero
September 12, 2021
Dear Jen- I can’t believe it has been 20 years since September 11th, the day of your passing. I often think of you since we started our careers at Merrill, with blue running through our veins since both our fathers worked for Mother Merrill. We were young and knew we wanted to “make it” in the financial industry.
Several pep talks by you, you encouragement and drive was so admired which I often can hear my mind remembering that moment where you told me to work hard and repeated saying that we could be unstoppable and successful in this business.
Thank you for touching my life and happy that you are with your mom and looking over your family. Bless you Jen and thank you for gifting us with your smile, smartness and positive outlook on others and life.
Love Always- Kathy
Arjun Murti
September 11, 2021
I haven’t forgotten my one meeting with Jennifer. It was on Aug 27, 2001. I still have my WTC ID from that day. She was at Fred Alger and I was the Goldman energy analyst. As a growth shop, Fred Alger were not major investors in a “value” sector like Energy. She was likely assigned to Energy as a younger analyst for training purposes. The meeting stood out to me at the time, because there were very few women looking at Energy in those days. I remember she was very nice to interact with, was smart, and asked good questions. I immediately thought of her on the afternoon of Sep. 11 once I returned to my Upper East Side apt, as she obviously worked in one of the buildings. I hope her family knows that despite only meeting Jennifer once for what was mostly like just one hour, I have never forgotten her. I hope her family/friends have found peace.
September 11, 2021
Remembering you, Jennifer, on the 20th anniversary with peace and love. You are missed.
Jennifer Kelly
March 15, 2021
Missing you my friend. Think of you often.....
The Kindred Family
October 26, 2019
Our heartfelt condolences we send to your family. There will never be any words sent that will remove the pain of your loss. Please know that others still care. May God always continue to give help and needed support with each new day. Jen is still missed by so many and will always be lovingly remembered.
Stam Tzemis
September 12, 2019
Beloved Jen,
I know you are rejoiced to be together with Mom. Please tell Nancy we are missing both of you; our hearts are heavy from your loss and our minds never loose sight of your happy faces and the sound of you joyfully voices. We are frequently listening to mom's CD telling about her unfathomable love for you and the 9/11 events. It helps me forgetting the moment's worries and loosens the continence to fly uncontrollable to the past and recall pleasant thoughts and times we all spent together. We LOVE YOU BOOTH.
May God keep Jennifer and Nancy under His protective care.
Stam Tzemis
Father and Husband.
Christopher Santa
September 12, 2019
I did not know Jennifer, I am certain that if I did, I would have liked her. What I do know is that "lest we forget" rings empty to me without some sort of personal connection to the horrific and evil events of that day. I am going to learn a bit about Jennifer and it will be through her short life and tragic death that I will be able to keep in mind what America lost that day.
September 11, 2019
To our dearest Jennifer
We visited the Memorial, the cemetery and now home watching the video footage of that horrific, unspeakable day. It is a necessary reminder of why this country should always honor September 11th and why the next generation needs to study this moment in history.
Before moms passing she wrote a beautiful song dedicated to you. Tomorrow on my way to work I will be playing it in my car.
With love, remembrance, honor,
Nikki, Sophia, and Dad
Lenora Cuomo
September 11, 2019
Thinking of you today , you left me with so many good, fun memories especially making Christmas cookies together. Love ❤ you Jen
P Talvacchia Gerber
September 10, 2019
What I remember most about Jennifer was her infectious laugh and how very kind she was to everyone. RIP
Gloria Kierniesky
September 15, 2018
I knew Jennifer while we both worked at Merrill Lynch Asset Management in Plainsboro, NJ. I had been with the company many years, and she was just starting out. I left Merrill in 2000 and she helped to give me a going-away luncheon at a local Greek restaurant. We lost track of each other and I wasn't aware that she moved to Fred Alger until a year after the 9/11 attacks, when I ran into a former Merrill Lynch colleague who told me she was in the North Tower. My heart broke. She was that rare combination in the financial world of a confident go-getter who was yet helpful, kind and thoughtful of others. I remember getting to know her and thinking that she would go far in life with her skill sets and winning personality. I would like her family to know that she is remembered fondly by her work colleagues such as myself. Her star shines bright in the heavens.
stam tzemis
September 10, 2018
Our dearest daughter, sister,aunt, JENNIFER LYNN, in a few hours the bells will ring at ground zero to mark the 17th anniversary of the 9/11/2001 catastrophe.
Despite the passing of time your voice, face,laughter, charm, happiness..... are as vivid in us as yesterday. Not one day has passed without your name been mentioned, without a tear in our eyes. Your presence is with us every single day. We love you.
September 11, 2017
We remember
Neal Berkey
July 29, 2017
Friends and Family of Jennifer Tzemis,
I was looking at Cornell Alumni Magazine's article on dorm murals and I happened upon the tribute to Jennifer. I was shocked. The last memory I have of Jennifer was having a pleasant conversation with her at a party. I lost track of her. She seemed to be doing well at the time of her passing, but it is too bad that she was not able to fulfill many of her dreams. My thoughts are with you.
Neal Berkey
Binghamton, NY
Cornell '99
September 14, 2016
remembered with respect and honor. May God bless your family with unyielding peace and comfort in the memories of love and laughter shared. Rest easy
April 2, 2016
April 2 2016
We love you so much. Your niece always opens the locket I wear around my neck. She reminds us so much of you. Her singing and cheerful disposition brighten our lives every day. I remember a gifted woman told me you personally searched in heaven for the two souls that have come to us as our grandchildren. Presently your nephew and niece are in a karate demonstration to raise money for children with cancer. They are also involved in basketball and we gave them a basketball hoop for the backyard to get their sillies out ! Piano lessons are continuing though it is a struggle to get them to practice. and I hope to get Jennifer back into ballet class which she loves just as you loved dance. This is the first time I am using the computer so be tolerant of any errors I am making. Before I end this entry I just want to tell you Dad and I have heard noises unexpectedly on two occasions that we think are coming from you when you disagree with what is being said. Love you forever. Mom
September 23, 2015
Jennifer your presence is always felt. Love you and miss you especially now. Hope you're dancing with all our relatives...
We see your contagious spirit in the kids, especially Jenny.
Love you so much!
NIC
Kathy Romero
September 11, 2015
Miss you and thinking of you on this day of remembrance. Here with my daughter remembering you! What a great laugh you have!
September 11, 2014
Remembering you Jennifer, today on the 13th anniversary.
May God Bless you always.
May your memory be eternal.
Huangyi
March 4, 2014
I didn't now you Ms. Tzemis but it's clear you were such a light in the world and in your short time you made a difference. Thank you from a grateful Chinese.
April 4, 2013
God Speed Jennifer.
Jennifer
September 11, 2012
Think of you all the time. Miss you...
Cousin Barbara
September 11, 2012
You filled the world with light and hope, a friend to many and a joy to your family.
Ben Evans
September 12, 2011
We are from Orlando Fl. and werer thinking of Jennifer yeserday. God bless you.
Kathy Romero
September 11, 2011
Jen,
Today has left us but the beautiful memory of how we remembered you today won't be forgotten.From seeing a white dove on top of my roof to the wonderful ceremony at the Garden of Reflections, we miss you and you will always be in our hearts and prayers.
jim roth
September 11, 2011
remembering you today JJ Rock.....
Amy Greenhouse
September 11, 2011
Jen, We met at a time in our lives when we were all trying to figure ourselves out, but somehow you already knew who you were and you had the generosity and kindness to help others on their journey. I keep your spirit with me. We all miss you and will love you always. Amy G.
Melissa Votano
September 11, 2011
I was given the honor of rembering Jennifer on the "Remember Me" page on Facebook. Such a vibrant young woman with so much to offer the world. Always in my heart and prayers.
Jennifer Ian
September 11, 2011
I never met Jennifer but she had just joined the organization where I then worked, NYSSA, also located in the WTC. Her father contacted us after 9-11, in search of a memento; we sent him a member certificate for her. I felt I knew Jennifer a little from a couple of conversations I had with her father. I saw a young life, excited about her new job, a life filled with promise. I say a prayer today for Jennifer and for all who lost someone on 9-11.
Cyndi Roman
September 11, 2011
While you may have been taken, you will never be forgotten! 10 years has past but I will never forget your smiling face, your contagious laugh, your gratious family and all of the fun times we had together at Merrill Lynch, the shore house, the Hamptons, and all of our crazy snowboard trips to Vermont, Colorado & Whistler BC. I miss you Jen!! XO Cyndi
September 5, 2011
Dear MR, I'm sorry I don't recognize who you are, but thank you so very much for your kind words. You truly help me honor her and all lost with her. Be well this 11th.
Sister Sophie
M R
September 4, 2011
I've never had the pleasure to meet you, but I did meet your wonderful sister. She tells your story to future generations today. A story which is a celebration of life, friendship and love - the best antidote against the blind extremism that ended your life too early. Rest in peace.
Pamela Gerber
September 11, 2010
Thinking of you and your family.
Jennifer Kelly
September 9, 2010
They say time heals all wounds, but, 9 years later and this wound is still raw. I miss you my friend and think and speak of you often.
September 11, 2009
I am sitting at my office desk right now, remembering you. I miss you, my beautiful friend.
Jennifer (Kelly) Jacobs
February 27, 2009
Though time has past and my life has changed significantly, not a day has gone by, that I don't think of you.
Danielle Carreno
September 15, 2008
Jennifer, I just read your sister's entry and it is so beautiful. Jennifer and I went to dancing school together on Staten Island (in the early 90's - Nanette Yang's). I do
believe Jennifer is around us. Her spirit is within us keeping us going everyday, without her we wouldn't have made it through this. I'm so
happy to read your story and I know Jennifer is dancing up in heaven right now.
Danielle Carreno
Katherin Romero
September 11, 2008
Hi Jenny,
Time goes by but the moment is still very real. Today is a day to honor you and all the people that you touched so dearly with your loving smile and great sense of life. We miss you and hope that all is well with you.
Love,
Kathy
sophia tzemis
September 10, 2008
So, the other day I was on my way to a business meeting in Manhattan, which I do about once a month, and realized I was early. Whenever I'm in Manhattan, my routine is to take the LIRR to Penn Station, jump directly onto the E-train, and get to my meeting door to door. But as it was early, and a nice day, I took a stroll and decided to take a randomn cab. Surprisingly, one was available.
I got into the taxi and told the driver my destination. After a minute, he looked at me through the rear-view mirror, and said "I know you." "No, I don't think so" was my reply. He pauses, nods for a second, and repeats a second time, "no, I know you, you are my friend." Now, anyone who has lived or worked in NY immediately thinks what I thought...what kind of scam is this guy up to? "No," I replied again, "I really don't see how."
"Are you Greek?" is his answer.
"Yes, I am half Greek", and I smile with the understanding that he must have a Greek friend who looks like me, and she is whom he is thinking of.
"Is your name Jennifer?" is his third question.
Now, of course, I am in a bit of shock, and I tell him I had a sister named Jennifer, but she passed away.
"Did she go to Cornell?"
After a moment, he introduces himself as a person who was married for several years to Amy, one of Jennifer's best friends at Cornell. He went on to tell me that while he had met Jennifer only once, he was so impressed with her friendliness and genuine nature, that he never forgot her, and for that moment I stepped into his taxi, he had forgotten she passed away and thought I was she.
Many people would say this is just a coincidence, and maybe it is. But when you think about it, about what the probability would be for me to be at the exact perfect spot at the exact perfect moment, in a city of almost 10 million people, when I'm only there briefly once a month, I wonder if there is actually a greater chance of a spirit living on than for this to be a randomn coincidence.
To me, this was a great gift from our beautiful sister. Immediately, my heart opened with such happiness and joy, and I realized she was saying "Hi, everything's great." And, while that may sound a little crazy, isn't just a little craziness a big part of faith?
Either way you look at it, it is a story worth sharing with you.
Jen, all our love always.
Sister Sophie
Melanie Rowe
July 9, 2008
I just finished watching the movie "Rent Control" and at the end of the movie, it stated it was in memory of "Jennifer Tzemis" 10/30/74-09/11/01. I kept playing it back. From the date I suspected this person might have died as a result of the World Trade tragedy. But I wanted to know who was Jennifer Tzemis. I was born and raised in New York. All my family is in New York. I moved to Virginia in 1994. When this tragedy happened (and even now) I am moved to tears when I think about that day, and the many lives lost. I use to work at the World Trade Center. My daughter and I use to hang out there all the time. No one here (VA) except my daughter could understand our feelings. Tzemis family, I got to know a little bit about Jennifer through the words shared by friends and family. Even now, my sincere condolences.
Nicole T.
February 20, 2008
Jen
Mom and Dad had given us the best present when they gave us one another. I think of you in my dreams, when I'm awake and when I'm wishing I were somewhere else...I remember your beautiful eyes, long curly hair and infectious dimple. I never could figure out why life just came to you so effortlessly. YOu had such a knowingness, an understanding of how the world operated and you were so ready to explore its energy. I look at pictures of you, me and Sophia and realize that all of the rockin memories we have experienced together will never fade or be forgotten. Even though I miss hugging you and making you laugh, and telling you fun secrets, I'm quite confident you are watching me continue the tradition with our little nephew Evangelos. Please help me attain a fighting spirit to want keep living and dreaming as enthusiastically as you did. Jen I hate being the only Aunt. It's not half as eventful as it would be with you.
Please visit your friends who always write,draw,visit you and celebrate your spirit and thank them from me for writing when I didn't have the heart to touch the key pad all of these years. It's been such a long and exhausting journey.
Sophia, Mom, Dad and I love you more than words...
Nic
alan clarke
December 5, 2007
i met jennifers sister nicole in dublin,ireland...and wish to send condolences to nikie and family on loss of a beautiful young lady
alan
dublin,ireland
Scott Bauer
September 11, 2007
Jenn, I see Cyndi signing in today. I happen to see your name in the New York Times under an Alger article. It's nice to see some people still recognizing the loss of many lives 6 years ago.. You are truly missed by all of us and i'm sure you're smiling down on us every day. We will never forget you and I'm sure I speak from Dave, Mike and Jay as well.. Scott
Cyndi Roman
September 11, 2007
Hi Jenn! I cant believe its been 6 years to the day since we've last spoken! Words still cant express how much I miss your smiling, cheerful face around me! So many GREAT, FUN memories we have together! Merrill Lynch, CFA course in Atlanta ( uh.. LOST LUGGAGE...ahhh who needed clothes for that) Many Happy Hours, Summer House at the Jersey Shore & Summer house in the Hamptons (uh.... OMG, I will never forget the boady barn(?) smiley sticker on my chest while doing a DUI test that sunday night on our way home! Ski Trips to Killington Vermont (especially when you did your Fred Flinstone immitation and put your foot threw the wall and moved a plant to cover it up), Colorado..Denver, BeaverCreek, Breckinridge & Vail (can you say broken elbow? ha ha.... and my fondest memory of that trip is when you were holding up the blowdryer to our fireplace in hopes to get the fire started! LOL) & of course, the amazing trip to Whistler BC! I can only image what kind of trouble you are getting into where ever you are right now! I am so glad to know that I have you watching over me, cause we all know that Cyndi sure does need it sometimes! I miss ya kid and will see you again one day! God bless your friends and family! XOXO, Cyndi (aka...LULUBELL)
P Tabbernor
April 4, 2007
In memory....
Craig Totino
September 11, 2006
Jen,
Thank you for the many days you made me laugh and smile when we worked together at Merrill. I still have a picture you, Renee and I from April of 1998 at Triumphs in Princeton. This was the last time we saw each other. I moved to back to Pittsburgh the next day and you moved to NYC shortly thereafter. I think of you often. Words can not express my sympathy for you and your family. I hope you are at peace and thank you so much for our friendship!
Love, Craig
Katherin Romero
August 30, 2004
I often reflect on the times that I had with Jennifer. She was so thoughtful and was blessed with such a kind spirit. When times are difficult I often think of her and ask her for the strength I need to move forward. You are so terribly missed. Loves & plenty of kisses Jen.
Kathy
Melissa Bernal-Vega
September 11, 2003
Jennifer was my dear childhood friend in Staten Island. On that tragic day, I never could have imagined that a friend, someone my age could have been taken. Not long after, the terribly sad news came from Jennifer's mom.
It has taken me a couple of years to come to terms with the feelings of guilt I feel. As we live and enjoy family, children, and all that is beautiful in life--Jennifer's hopes, plans and dreams were violently taken away.
Nothing can make that sad reality right, but today I find hope that she has achieved a higher purpose. Her memory reminds us that we must treasure and make the most of each and every day.
God bless you, Jennifer. You held my hand when we were children, and you continue to hold my hand in adulthood. I thank God for you.
Our family's hearts go out to the Tzemis family: Nicole, Sophia, Doris & Stan.
Tracy Alexander
September 2, 2003
I knew Jen and her sisters from high school. We had the best memories of tennis gym and running to get Dunkin Dounuts. I found out that Jen was missing through Kim, who is good friends with Nicole, her older sister. I was not the same after that. Jen, may you rest in peace and to her family: May God continue to give you strength to get through one day at a time and I hope Jen will always watch over everyone she loved. Jen was a very sweet girl and had an infectious laugh that I can still hear if I listen hard enough. God bless the Tzemis family always.
Tracy Alexander
John Karis
September 11, 2002
May her memory be eternal
Eonia H Mnimi
May her memory be eternal
Mackenzie Burns
September 11, 2002
Hi, my name is Mackenzie Burns, and my school, St.Agnes had a prayer service today i rememberance of September 11th. Everyone in the entire school was given an i.d. bracelet with the name of someone who died in the attacks of September 11th. I was given the bracelet of Jennifer Tzemis, and i just wanted to let her family and friends know that i will be thinking about and prayer for Jenifer and all you all as you go throught this 1 year anniversary. You will be kept in my prayer, keep hope, Mackenzie Burs
May 10, 2002
DEAR GOD SHINE YOUR LIGHT ON THIS BEAUTIFUL YOUNG WOMAN..JENNIFER TZEMIS AND MAY HER SOUL REST IN PEACE WITH GOD AND HIS ANGELS..GOD BLESS HER LOVING FAMILY AND MANY FRIENDS..GOD BLESS AMERICA AND NEW YORK..MAY JESUS AND HIS SAINTS GREET YOU AT THE GATES OF HEAVEN...AMEN
Isabel Rivera
March 15, 2002
Dear Jenn,
Thank you so much for telling me I was a beautiful person that day I dumped on you about how badly my ex-boyfriend was treating me, in 1995. I never got to tell you how many times I repeated your compassionate message to myself, during dark days before our break-up. You showed such concern for me, and it made so much sense to me when I learned later how much you cared about women's issues and rights. And what surprised me about you was always how you could slip right into caring about my life and problems, even if we hadn't seen each other in a long time. I didn't know you worked downtown for Fred Alger, else I would have written you to have lunch or maybe go out (I worked on 14th Street). Thank you so much also for the Christmas card you sent me. I always carry your picture in my wallet and pray for you, and I will keep you in my vivid, fondest memory for as long as I live. Please pray for me, dear friend, because I need it as I remain in this harsh world which you have helped to brighten. But I remember your fun-loving spirit, and I know you would want me to think positive. I hope you liked the New Year's party we dedicated to you, and the memorial that we're working on at Cornell. In my mind, I give you a bear hug of love and thanks for the time I wasn't able to do that in person. I pray for your family. May you rest in God's embrace forever, please watch over me, my Christian sister!
Kristen Townsend
March 12, 2002
Jen and I met through her cousin Christina. We shared so many fun memories here in CA when the 2 of them came to visit as well as when I made it to the East Coast and we partied over the 4th of July in the Hamptons and on the Jersey shore. Jen you will always be with us all in the many pictures and memories that can never be taken away. My heart goes out to all of her family and friends.
Jim Roth
January 19, 2002
Jen,
You will be missed by all of us that were with you @ Merrill. I will always remember you as JJ Rock. Until we meet again.....
Jim
Danielle Ippolito (nee Ferrandino)
January 17, 2002
Jennifer and I danced together for 3 years at Nanette Yang's Dance Theatre on Staten Island. Although I haven't had contact with Jenn since 1993 I do think of her often, especially when watching dance recitals and competitions on videotape. Jenn, you were a beautiful dancer and a very talented woman. I remember one piece you did; the song was "Funeral for a Friend" by Elton John. The song and dance was so intense, but you pulled it off. I will pray for you and your family and I will never forget you. I know you are dancing with the angels now.
Maryann Fuentes
January 10, 2002
Jen, as I called her, always had smile on her face. The first day I met her she was friendly & joked around. I wish I could have known her outside the office because she seem to be the type of person who just loved life. May she & the other friends & co-workers I had at Alger rest in peace & may god give her family & friends the strength to heal and go on with life. My prayers to all.
Lenora Cuomo
January 4, 2002
Jen, you left a void in everyones life, but did leave a lasting impression. Thank you for being an outstanding friend, you were there for me when my last name was Washington changed to Madoo and almost made it to see me marry Mr. Cuomo. I will always keep you and your family close to my heart.
Until we meet again,
Love Lenora
Catherine Ribaudo
January 1, 2002
A vibrant little girl with luminous eyes and a smile that confirmed all that was good in this world, you ran to the door to greet me - a friend of your mothers from years before. There was so much love in your young life.
I grieve with your parents and sisters, with your friends and associates, for your physical absence. But your spirit lives on, Jennifer, and will help us all get through this veil of tears until we are reunited in God's Presence.
It has been a pleasure, Jennifer, to have that one special day with you.
Cathy Martine Ribaudo
Teresa Jahn
December 8, 2001
We are extremely sorry for your loss.
America Cries
We see your sorrow-
and our hearts cry....
We can not erase your pain
but you do not have to face the anguish alone-for we-
-the American people-
are beside you.
We so desperately want to have the touch that brings you comfort,
the strength that gives you courage,
and the words to lighten your spirits.
And when we are left speechless
may the silence of our nation weave love into your hearts
to ease your sorrow.
May you find healing through our nation's strength as we-
-the American people-
face this difficult time together. Our hearts are with you. Teresa Jahn
Dixon, IL
Julie Horvath
December 5, 2001
I worked with Jennifer at Merrill Lynch for exactly 10 months. She was very friendly to everyone she came in contact with, on the phone and in person. Jennifer was such an exceptional person. It was such a pleasure to work with her for those 10 months. At times when work got so stressfull and if I made a mistake she would always stay calm and say "it's all good". I want to send my condolences to her family and to her many friends. I don't understand how could such a horrific act happen to such a sweet and beautiful person. She definately will be missed by many, many people. God Bless you, Jennifer, and God Bless the Tzemis family.
Philip Penaloza
December 2, 2001
Jenn was our colleague at Merrill Lynch Investment Managers in Princeton NJ until about 2 years ago when she left us. I will always remember Jenn for her cheerfulness both on the phone and in person and she will be missed dearly.
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