How Life Insurance Works

Life insurance is a financial product that helps ensure your family is taken care of after you die. This insurance policy will pay out to your children, spouse, partner, or whomever you designate as the beneficiary. Life insurance helps cover important expenses such as housing, education, debt, and funeral costs. It helps replace the income that is lost after someone dies, which is especially valuable when the primary income producer for a family dies unexpectedly.

Five Ways to Cover Funeral Costs in Advance

Banks, insurance providers, and funeral homes all offer solutions for pre-planning funeral expenses.

What Funeral Benefits Am I Eligible For?

There are many government and private programs designed to help families pay for funerals. As you plan a funeral, make sure you and your family know what benefits are available. ( .)

Taking Care of the Last Budget First

Including a funeral in your financial plan can save your family extra stress.

Straight Answers to 7 Common Questions About Life Insurance

Common myths about life insurance include: it’s too expensive; it’s too hard to qualify for; and the only people who really need it are those who can afford to leave an inheritance.