Joyce L. Cluen

Joyce L. Cluen obituary

Joyce L. Cluen

Upcoming Events

Sep

27

Service

3:00 p.m. - 5:00 p.m.

Cargain Funeral Homes Inc. - Carmel

10 Fowler Ave., Carmel Hamlet, NY 10512

Send Flowers

Sep

27

Celebration of Life

4:00 p.m.

Cargain Funeral Homes Inc. - Carmel

10 Fowler Ave., Carmel Hamlet, NY 10512

Send Flowers

Only 5 days left for delivery to next service.

Joyce Cluen Obituary

Obituary published on Legacy.com by Cargain Funeral Homes Inc. - Carmel on Sep. 17, 2025.

Publish in a newspaper

Joyce L. Cluen passed away suddenly on September 15, 2025, in Carmel, NY. She was born on May 4, 1962, in Brooklyn, NY, to the late Donald and Adrienne (Mills) Cluen.

Joyce is survived by her devoted daughter, Kelly, and her partner, David Warnez; her sisters, Janice Cluen and Karen McLaughlin and her husband, Robert; her niece, Krystle; and her nephew, Robert. She was predeceased by her dearly loved son, Ryan McKeown, who passed away in 2019.

Joyce dedicated many years as an office assistant at Northern Westchester Irrigation in Mahopac, NY. Prior to that, she spent many years working in salons as a hairdresser and hairdresser's assistant, where she made lasting friendships and connections.

Joyce's love of animals was a constant in her life. She was especially delighted in caring for her daughter's dog, Dolly-affectionately known as her "granddog"-a title she used with both pride and humor. At home, she also treasured the steady companionship of her cat, Scully.

Music was also one of Joyce's greatest loves. The Rolling Stones were lifelong favorites, she also cherished the songs of Cat Stevens, Van Morrison and many more, their timeless melodies becoming a soundtrack to a life well lived.

Joyce will be remembered for her sharp sense of humor, unwavering loyalty to her friends, and deep passion for the things she loved. She always cherished time spent with her dear friends Patti and Sue-whether traveling, shopping, or simply enjoying each other's company. She also found peace and joy in nature, and loved traveling to places where she could explore and experience the world around her.

Joyce L. Cluen's memory will be cherished and kept alive by the many hearts she touched. Her spirit will be deeply missed, but the echoes of her will resonate for years to come.

Family and friends are welcome to attend a Memorial Gathering on Saturday, September 27, 2025 from 3:00 p.m. to 5:00 p.m. at Cargain Funeral Home, 10 Fowler Avenue, Carmel, NY.

During the Gathering, a Celebration of Life to honor Joyce will commence at 4:00 p.m. at Cargain.

Private cremation has already taken place.

In lieu of flowers, the family asked you consider making a donation in Joyce's memory to either the Putnam County S.P.C.A. or the Putnam Humane Society.

Funeral arrangements entrusted to Cargain Funeral Homes, Inc., 10 Fowler Avenue, Carmel, NY 10512, 845-225-3672, www.cargainfuneralhomes.com.

We at Cargain Funeral Homes, Inc. are deeply committed to responsibly responding to the health, well-being, and needs of the families, guests and communities we are privileged to serve.

To plant trees in memory, please visit the Sympathy Store.

How to support Joyce's loved ones
Honor a beloved veteran with a special tribute of ‘Taps’ at the National WWI Memorial in Washington, D.C.

The nightly ceremony in Washington, D.C. will be dedicated in honor of your loved one on the day of your choosing.

Read more
Attending a Funeral: What to Know

You have funeral questions, we have answers.

Read more
Should I Send Sympathy Flowers?

What kind of arrangement is appropriate, where should you send it, and when should you send an alternative?

Read more
What Should I Write in a Sympathy Card?

We'll help you find the right words to comfort your family member or loved one during this difficult time.

Read more
Resources to help you cope with loss
Estate Settlement Guide

If you’re in charge of handling the affairs for a recently deceased loved one, this guide offers a helpful checklist.

Read more
How to Write an Obituary

Need help writing an obituary? Here's a step-by-step guide...

Read more
Obituaries, grief & privacy: Legacy’s news editor on NPR podcast

Legacy's Linnea Crowther discusses how families talk about causes of death in the obituaries they write.

Read more
The Five Stages of Grief

They're not a map to follow, but simply a description of what people commonly feel.

Read more
Ways to honor Joyce Cluen's life and legacy
Obituary Examples

You may find these well-written obituary examples helpful as you write about your own family.

Read more
How to Write an Obituary

Need help writing an obituary? Here's a step-by-step guide...

Read more
Obituary Templates – Customizable Examples and Samples

These free blank templates make writing an obituary faster and easier.

Read more
How Do I Write a Eulogy?

Some basic help and starters when you have to write a tribute to someone you love.

Read more

Upcoming Events

Sep

27

Service

3:00 p.m. - 5:00 p.m.

Cargain Funeral Homes Inc. - Carmel

10 Fowler Ave., Carmel Hamlet, NY 10512

Send Flowers

Sep

27

Celebration of Life

4:00 p.m.

Cargain Funeral Homes Inc. - Carmel

10 Fowler Ave., Carmel Hamlet, NY 10512

Send Flowers

Only 5 days left for delivery to next service.