Catherine Marie Garms

Catherine Marie Garms, age 74 died Tuesday, September 2, 2025, in Gaylord, Michigan. Catherine was born on September 28, 1950, in Detroit, Michigan, the daughter of the late Kenneth and Mildred (nee: Schiller) Kargel.
Catherine was the beloved wife of Howard Garms, with whom she shared a life full of love and cherished moments. She was the devoted mother of Nicole (Steve) Morey, whose lives were profoundly shaped by her unwavering support and affection. Catherine's legacy continues through her adored grandchild, Kaspian Garms, who brought immense joy to her later years. Her siblings, Shirley (Kenneth) Robinson, and Ricky (Judy) Kargel, further survive their dear sister. She was predeceased by her parents and her brother, Douglas Kargel, but the memories they created together remain a comfort forever.
Catherine's passion for knowledge and growth led her to proudly become a Michigan State University Master Gardener, an accomplishment that reflected her love for the natural world. Her high school graduation marked the beginning of a lifetime of learning and personal development. Catherine dedicated many years to the insurance industry, where her meticulous nature and administrative skills greatly benefited her colleagues and clients alike.
Gardening was Catherine's sanctuary, a place where her "Green Thumb" could bring beauty and life into the world. Her gardens were a testament to her patience and attention to detail, flourishing under her care. Catherine was very proud to say she volunteered for 2 years as a Master Gardener at the Henry Ford Estates. Catherine's love for all creatures great and small was evident, but none more so than for her cat Cali, who was a constant source of comfort and companionship.
In her younger years, Catherine's athletic talent shone through in the world of roller skating. At the young age of 16, she was crowned a State Champion, a testament to her dedication and grace.
Those who knew Catherine will remember her for the kindness she extended to everyone, her generosity that knew no bounds, and the gentle way she approached both people and life's challenges. Catherine's impact on the world was as beautiful and profound as the gardens she tended, and her memory will continue to inspire and influence all who had the privilege of knowing her.
A Life Celebration for Catherine will be held on Friday, September 12, 2025, at 10:00 a.m. at Cross of Christ Lutheran Church on Mitchell St. in Petoskey.
Memorial donations in Catherine's name are appreciated to the Otsego County Animal Shelter, www.otsegocountymi.gov/192/Pets-for-Adoption
Please share your stories and memories of Catherine at the "Share a Memory" section. Arrangements entrusted to Nelsons Cremation & Funeral Services, Gaylord, Michigan. www.CarebyNelsons.com To send flowers to the family or plant a tree in memory of Catherine, please visit our floral store.